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Auto Insurance
What is auto insurance?
Auto insurance helps protect you, your vehicle, and others on the road from the unexpected. A Smallwood auto policy can cover damages from accidents, theft, and more — plus provide liability protection if you’re at fault in an accident. It’s designed to give you confidence and financial security every time you drive.
What does an auto policy cover?
Coverage depends on your needs and your state, but most standard policies include:
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Liability coverage – Helps pay for injury or property damage if you’re at fault.
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Collision coverage – Helps repair or replace your vehicle after a collision.
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Comprehensive coverage – Protects against theft, vandalism, fire, or storm damage.
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Uninsured/underinsured motorist coverage – Helps if another driver doesn’t have enough insurance.
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Medical payments coverage – Helps pay for medical bills for you or your passengers after an accident.
With Smallwood Insurance Agency, you can tailor your policy to match your lifestyle, vehicle, and budget.
What does auto insurance typically not cover?
Certain situations aren’t covered under a standard policy, including:
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Regular maintenance or mechanical breakdowns
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Wear and tear or aging parts
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Personal items stolen from your car (unless you have personal property coverage)
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Using your car for ridesharing or delivery (unless added to your policy)
Your Smallwood agent can walk you through coverage options to make sure you’re protected from more than just the basics.
How to get started with auto insurance at Smallwood
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Find the right coverage
No two drivers are alike. That’s why we work with you to build an auto policy that fits your vehicle, your needs, and your budget.
Start your policy
We make insurance easy. From start to finish, our team helps you get protected — fast and hassle-free.
Maintain your protection
Your journey changes — your coverage should keep up. We’ll make sure your auto insurance fits your life today and tomorrow.
How a Smallwood Agent Helps Protect You on the Road
Your local Smallwood agent takes the time to understand your needs and help you find the auto coverage that fits your life and vehicle.
Our agents will:
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Clearly explain your auto insurance options
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Find discounts to help you save on your premium
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Guide you through the claims process from start to finish
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Recommend additional coverage for added protection and peace of mind
Protection for every ride
ATV Insurance
Motorcycle Insurance
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