top of page
boatcover.png

Protecting your vessel, wherever you sail.

Coverage you can count on, on and off the water.

Boat Insurance
What is boat insurance and what does it cover?

A boat insurance policy from Smallwood Insurance Agency helps protect your watercraft from unexpected events like theft, accidents, fire, or lightning. Coverage can also help if you accidentally cause injury or property damage while operating your boat. Policies may include protection for the hull, engine, and onboard equipment, as well as options for medical payments, liability, property damage, and emergency services — so you can enjoy every trip with peace of mind.

What Types of Watercraft Can Be Covered?

Smallwood Insurance offers protection for a wide range of boats and personal watercraft. Whether you’re cruising, fishing, or exploring, we can help you find coverage that fits your lifestyle.
 

Powerboats
From small runabouts to large yachts, motorboats with onboard propulsion systems are among the most common types of covered vessels.
 

Fishing Boats
Designed for calm waters and easy operation, fishing boats often feature trolling motors and are perfect for a relaxing day on the water.
 

Sailboats
Whether you enjoy peaceful afternoons under sail or competitive racing, sailboats can be protected with a policy built around how you use your vessel.
 

Pontoon Boats
Known for their space and stability, pontoons — including traditional, tritoon, and luxury models — are great for entertaining or family outings.
 

Personal Watercraft
Jet Skis, WaveRunners, and Sea-Doos offer speed and excitement. Our coverage helps protect you and your craft while you enjoy the ride.

Start your boat policy today with Smallwood Insurance.

Find the right policy tailored to your needs and budget.​

boat (1).png
How to get started with boat insurance at Smallwood
coverage (1).png
Find the right coverage
Your watercraft deserves protection as unique as your adventures. Smallwood agents help craft a policy tailored to your boat and your lifestyle on the water.
policy.png
Start your policy
We make getting coverage simple. From quote to policy, our team ensures a smooth process so you can feel protected faster.
protect.png
Maintain your protection
Life moves fast — and your insurance should keep up. We’ll help you review and adjust your policy as your home and lifestyle change.
How a Smallwood Agent Helps Protect Your Boat
Your local Smallwood agent takes time to understand your unique needs and help you get the coverage that fits your needs.
 

  • Explain your boat insurance options clearly

  • Find discounts to help you save

  • Guide you through the claims process

Protect your boat with coverage you can trust.

Experience reliable service and personalized support from Smallwood Insurance.

bottom of page